Pre-Registration: Police Pay Scales 2026/27
Be first to get the 2026/27 Police Pay Scales Guide
Every rank, every pay point and the allowances that go with them. Register now and we will send you the full guide as soon it is published.
What's inside the Pay Scale Guide?
A guide to the 2026/27 pay award, written simply for you to understand.
- The annual salary for every rank, from Constable to Chief Superintendent.
- The salary at each pay point within a rank.
- The allowances that apply, including the motor vehicle allowance.
Want to be the first to receive it? Fill in the form and we'll send you a copy as soon as it's available.
Register for your free copy
Submit your details, and we'll email you the new pay guide as soon as it's released, along with information to help you make the most of your increase.
Send a message
Get in touch using the email below or fill in the form to get a call back.
info@mpfs.org.ukRegister for your free copy
Submit your details below, and we'll email you the new pay guide as soon as it's released, released, along with information to help you make the most of your increase.
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Police Friendly: Serving the police family for over 130 years
Originally founded in 1893, Police Friendly was formed to financially support widows of colleagues and retiring officers.
Since then, we've grown into a Police Mutual organisation, providing financial services and products to members of the police family across the UK.
We know policing isn't just a job. It's a calling. That's why we're here at every stage of your career, whether you’re starting out, mid-career or preparing for life after the force.
Made for the Police Family
130+ year heritage
Since 1893, we've been serving police officers, staff, and their families across the UK. Built on mutual support & trust, giving you a community that understands the job.
Better protection
All of our policies are fully protected by the Financial Services Compensation Scheme (FSCS). Designed to keep your savings safe if a provider fails, giving you peace of mind.
Member-owned
As a mutual, all profits we make are returned to our Members through bonuses and in support of the Police Family across the UK.
Save for your future
Our policies are fully protected by the Financial Services Compensation Scheme (FSCS), designed to keep your savings safe if a provider fails, giving you peace of mind.
Monthly ISA
Tax-free saving from just £30 a month, ideal for regular savers.
At a glance
Min. Investment
£30 per month (up to £20,000 per tax year)
Recommended term
Medium to long term (ideally 5 years or more)
Access
Withdrawals permitted
Penalties during the first two years of opening
Returns
Invested in a With-Profits Fund that targets a cash beating return over the medium to long term
5 Year Saving Plan
A guaranteed payout after 5 years, with low minimum saving.
At a glance
Age
18+
Min. Investment
£20 per month
Term
Locked for 5 years
Penalties for early withdrawal
Returns
Guaranteed lump sum
Return of premiums plus one additional premium at maturity
10 Year Saving Plan
Build a tax-free lump sum through disciplined 10-year saving.
At a glance
Age
18-55 (50 if smoker)
Min. Investment
From £25 up to £300 per month
Term
10 years fixed term
Penalties for early withdrawal
Returns
Guaranteed return plus bonuses depending on performance of With-Profits Fund
Includes life cover
Lifetime ISA
Tax free savings with 25% Government bonus. Up to £1,000 free each tax year!
At a glance
Age
18-39 to open
Min. Investment
£50 per month (up to £4,000 per tax year)
Recommended Term
Medium to long term (ideally 5 years or more)
Access
Must be open for 12 months before first home purchase
From age 60 for retirement savings
Returns
Invested in a With-Profits Fund that targets a cash beating return over the medium to long term
Lump Sum ISA
Invest a lump sum tax-free, built for medium to long-term growth.
At a glance
Min. Investment
£5,000 (up to £20,000 per tax year)
Recommended Term
Medium to long term (ideally 5 years or more)
Access
Open ended
Early withdrawal penalty (3% during first year of investment)
Returns
Annual and Final Bonuses (share of the With-Profits Fund performance)
Risks
Return linked to With-Profits Fund performance.
Not sure what’s right for you?
Our team are here to help you understand what policy is best for your goals.
Help me choose the right productInvest & protect for your family's future
Policies made for those who want to give and do more for their loved ones.
Junior ISA
As a Police Officer or staff member, you dedicate your life to protecting others. Let us help you protect your family's financial future. Tax-free saving for a child's future, from just £30 a month.
Find out more
Children’s 10 Year Saving Plan
A long-term tax efficient savings plan invested for growth. Perfect for those who want a simple, disciplined approach to build a lump sum over 10 years.
Find out more
Life Insurance
Protect your family with cover that pays a tax-free lump sum on death, supporting loved ones and meeting Police duties.
Find out more
As a NARPO Member, I’m proud to say that Police Friendly & Metfriendly has delivered financial security for me and my family.
Craig Haslam, DL FGPT, Retired Chief Superintendent
Your presenters were really good and explained what can be complicated and complex matters, in a simple and easy to understand format.
Pre-retirement seminar attendee
Little bits of saving down the line can make a huge difference to your family, whatever the future brings.
Emma Richards, third generation Retired Police Officer, Police Friendly & Metfriendly Non Executive Director
I have always been pleased with the returns from my Police Friendly & Metfriendly Policies.
Mr P Payne
With the Government’s Lifetime ISA bonus and my family chipping in, I was able to buy my first home sooner than I ever dreamed.
Mr B
Great opportunity for family Members to be offered the same offers as Members.
Miss A McLeary