Fixed-term savings plans

Simple stress-free savings

A great way to put a small amount away to build a lump sum
Choose between five and ten year plans or take both
Easy deduction from salary or direct debit

Browse fixed savings Speak to our friendly team

Savings Plans

5 Year Savings Plan

A regular savings plan with a set return after 5 years. Build your savings with monthly contributions and enjoy peace of mind with a guaranteed lump sum.

At a glance

Age

18+

Min. Investment

£20 per month

Term

Locked for 5 years

Penalties for early withdrawal

Returns

Guaranteed lump sum

Return of premiums plus one additional premium at maturity

Learn more Apply now

10 Year Savings Plan

A long-term tax efficient savings plan invested for growth. Perfect for those who want a simple, disciplined approach to build a lump sum over 10 years. It can even be left to grow after all payments into the plan have been made.

At a glance

Age

18-55 (50 if smoker)

Min. Investment

From £25 up to £300 per month

Term

10 years fixed term
Penalties for early withdrawal

Returns

Guaranteed return plus bonuses depending on performance of With-Profits Fund

Includes life cover

Learn more Apply now

Children’s 10 Year Plan

Give a child a solid financial start. Save £25 a month tax-free for ten years, and the pot can be left to grow until they need it.

At a glance

Age

Under 18

Min. Investment

£25 per month (fixed)

Term

10 years fixed term

Returns

Guaranteed return plus bonuses depending on performance of With-Profits Fund

Tax-free
Includes life cover

Learn more Apply now

We do not provide financial advice. We can explain how our products work so you can decide which option, if any, is suitable for you. Capital is at risk with investment products and returns are not guaranteed, except where a fixed interest rate applies.

As a NARPO Member, I’m proud to say that Police Friendly & Metfriendly has delivered financial security for me and my family.

Craig Haslam, DL FGPT, Retired Chief Superintendent

Your presenters were really good and explained what can be complicated and complex matters, in a simple and easy to understand format.

Pre-retirement seminar attendee

Little bits of saving down the line can make a huge difference to your family, whatever the future brings.

Emma Richards, third generation Retired Police Officer, Police Friendly & Metfriendly Non Executive Director

I have always been pleased with the returns from my Police Friendly & Metfriendly Policies.

Mr P Payne

With the Government’s Lifetime ISA bonus and my family chipping in, I was able to buy my first home sooner than I ever dreamed.

Mr B

Great opportunity for family Members to be offered the same offers as Members.

Miss A McLeary

Police Pay Guide

Download our Police Pay Scales Guide to discover:

The annual salary for each rank from Constable to Chief Superintendent
The annual salary for each pay point
The annual amount for allowances, including motor vehicle

Get your copy of the latest guide

Jargon buster

Here you will find a simple explanation of some of the technical or industry specific terms. It may save you a call to one of our team.

Jargon buster

Contact us directly

Get free, personalised guidance on your savings and investment options.
For serving, former and retired Police Officers, Staff and their families.
A 20-30 minute session with one of our friendly team.

Call us today

08:30 to 17:00 Monday to Thursday and 08:30 to 16:30 on Friday.

01689 891454

Send a message

Get in touch using the email below or fill in the form to get a call back.

info@mpfs.org.uk

Office

MPFS, Central Court,
Knoll Rise,
Orpington
BR6 0JA

Get directions

Request a callback

Want to talk to one of our friendly team about your options? Drop your details on the form below and we will get in touch.