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Protect and insure

Peace of mind in case the unexpected happens

When it comes to two of the most important aspects – your life and your income – we offer great ways to protect and insure both. Plans that take into account the unique nature of the Police Service with features that may not be obtainable elsewhere.

Browse insurance Speak to our friendly team
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FSCS Protected

All serving and retired Police Officers, Staff and their families are eligible

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Insurance that fits your life in the Police Force

From protecting your family to safeguarding your income, we offer cover designed around the realities of Police work. Explore options for life cover, critical illness, mortgage protection and income protection, with support from people who understand your role.

Life Insurance

Protect your family with cover that pays a tax-free lump sum on death, supporting loved ones and meeting Police duties

At a glance

  • Cover from £5.90 pm (non-smoker aged 20)

  • Critical Illness option (available up to age 60)

  • Cover for on and off duty

  • Can be used as family protection or cover for an interest only mortgage

Learn more Apply now

Mortgage Protection

Cover your mortgage balance so the loan can be cleared for family security if you die.

At a glance

  • Designed to repay your mortgage

  • Cover for on and off duty from £4.00pm per £100k covered

  • Lower cost as pay out decreases in line with mortgage balance

  • Critical Illness option (available up to age 60)

Learn more Apply now

Income Protection

Receive up to 60% of salary if illness or injury stops work, keeping essential bills paid until full recovery.

At a glance

  • First 3 months’ premiums are FREE

  • Low cost cover from £14pm

  • Provides an income if unable to work due to incapacity or medically retired on physical grounds

  • Available to officers and staff in England and Wales

  • Includes Critical Illness Cover and nurse support service

Learn more Apply now

Critical Illness Cover

Get a lump sum payout if you’re diagnosed with a serious illness. Cover lasts until age 45.

At a glance

  • First 12 months’ premiums are completely FREE

  • Lump sum on diagnosis of a defined critical illness

  • Medical retirement benefit included (for paid Police Officers and Staff only)

Learn more Apply now
Our Life, Mortgage and Income Protection products are based on risk. Therefore we will ask you questions about your health, family history and lifestyle.  

As a NARPO Member, I’m proud to say that Police Friendly & Metfriendly has delivered financial security for me and my family.

Craig Haslam, DL FGPT, Retired Chief Superintendent

Your presenters were really good and explained what can be complicated and complex matters, in a simple and easy to understand format.

Pre-retirement seminar attendee

Little bits of saving down the line can make a huge difference to your family, whatever the future brings.

Emma Richards, third generation Retired Police Officer, Police Friendly & Metfriendly Non Executive Director

I have always been pleased with the returns from my Police Friendly & Metfriendly Policies.

Mr P Payne

With the Government’s Lifetime ISA bonus and my family chipping in, I was able to buy my first home sooner than I ever dreamed.

Mr B

Great opportunity for family Members to be offered the same offers as Members.

Miss A McLeary

Our Partners

Police Pay Guide

Download our Police Pay Scales Guide to discover:

  • The annual salary for each rank from Constable to Chief Superintendent

  • The annual salary for each pay point

  • The annual amount for allowances, including motor vehicle

Get your copy of the latest guide
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Contact us directly

  • Get free, personalised guidance on your savings and investment options.

  • For serving, former and retired Police Officers, Staff and their families.

  • A 20-30 minute session with one of our friendly team.

Call us today

08:30 to 17:00 Monday to Thursday and 08:30 to 16:30 on Friday.

01689 891454

Send a message

Get in touch using the email below or fill in the form to get a call back.

info@mpfs.org.uk

Office

MPFS, Central Court,
Knoll Rise,
Orpington
BR6 0JA

Get directions

Request a callback

Want to talk to one of our friendly team about your options? Drop your details on the form below and we will get in touch.

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