I want to...
I want to save for...
I want to have...
I want to Invest for...
I want to Invest...
I want...
I want to save for...
We found 3 matches for you
Based on your answers, these Police Friendly products suit your needs best.
Call us today
01689 891454Our phone lines are open 08:30 to 17:00 Monday to Thursday and 08:30 to 16:30 on Friday.
Schedule a call
Request a callbackChoose a day and time that suits you and one of our friendly team members will give you a call.
Junior ISA
A tax-efficient way to save for a child’s future.
At a glance
Age
Under 18
Min. Investment
From £30 per month (up to £9,000 per tax year)
Recommended Term
Medium to long term (ideally 5 years or more)
Access
From age 18. A 5% deduction on transfers during year 1 and 3% during year 2
Returns
Annual and Final Bonuses (share of the With-Profits Fund performance)
Risks
Return linked to With-Profit Fund performance.
Children's 10-Year Plan
Give a child a solid financial start. Save £25 a month tax-exempt for at least ten years, and help them receive a substantial lump sum when they need it most.
At a glance
Min. Investment
£25 per month
Term
10 years fixed term
Returns
Guaranteed
Lifetime ISA
Tax-free savings with a 25% Government bonus. Build a pot towards your first propery up to £450,000.
At a glance
Age
18-39 to open
Min. Investment
£50 per month (up to £4,000 per tax year)
Recommended Term
Medium to long term (ideally 5 years or more)
Access
Must be open for 12 months before first property purchase or age 60 for retirement savings to retain Government bonus.
Returns
25% Government Bonus (up to £1,000 per tax year)
Linked to performance of our With-Profits Fund
Monthly Savings ISA
A tax-free way to grow your savings for the medium to long term.
At a glance
Age
18+ to open
Min. Investment
£30 per month (up to £20,000 per tax year)
Recommended term
Medium to long term (ideally 5 years or more)
Access
Open-ended
5% deduction on withdrawals or transfers during year 1 and 3% during year 2
Returns
Annual and Final Bonuses (share of the With-Profits Fund performance)
Risks
Return linked to With-Profits Fund performance.
Lump Sum ISA
A tax-efficient way to invest a lump sum for the medium to long term.
At a glance
Age
18+ to open
Min. Investment
£2,000 (up to £20,000 per tax year)
Recommended term
Medium to long term (ideally 5 years or more)
Access
Open-ended.
3% deduction on withdrawals or transfers during year 1
Returns
Annual and Final Bonuses (share of the With-Profits Fund performance)
Risks
Return linked to With-Profits Fund performance.
With-Profit Bond
Investment option for those that have used their ISA allowance
At a glance
Min. Investment
£2,000 (with no upper limit)
Recommended Term
Medium to long term (ideally 5 years or more)
Access
Open ended
Returns
Annual and Final Bonuses (share of With-Profits Fund)
Gains paid net of basic rate tax
Higher and additional rate taxpayers may have further tax liability
Risks
Return linked to With-Profit Fund.
5 Year Savings Plan
A regular savings plan with a set return after 5 years. Build your savings with monthly contributions and enjoy peace of mind with a guaranteed lump sum.
At a glance
Age
18+
Min. Investment
£20 per month
Term
Locked for 5 years, penalties for early withdrawal
Returns
Guaranteed lump sum
Return of premiums plus one additional premium at maturity
5-Year Fixed Rate Bond
A guaranteed 19.34% return over 5 years, with a gross rate of 4.5%.
At a glance
Min. Investment
£10,000
Recommended Term
Fixed for 5 Years
Access
No withdrawals during the term
Returns
3.6% fixed (4.5% gross) per year
Gains paid net of basic rate tax
Higher and additonal rate taxpayers may have further tax liability
Risks
Guaranteed return at maturity
10 Year Savings Plan
A long-term tax efficient savings plan invested for growth. Perfect for those who want a simple, disciplined approach to build a lump sum over 10 years. It can even be left to grow after all payments into the plan have been made.
At a glance
Age
18-55 (50 if smoker)
Min. Investment
From £25 up to £300 per month
Term
10 years fixed term
Returns
Guaranteed return plus bonuses depending on performance of With-Profits Fund. Includes life cover.
Income Protection
Receive up to 60% of salary if illness or injury stops work, keeping essential bills paid until full recovery.
At a glance
-
First 3 months' premiums are FREE
-
Low cost cover from £14pm
-
Provides an income if unable to work due to incapacity or medically retired on physical grounds
-
Available to officers and staff in England and Wales
-
Includes Critical Illness Cover and nurse support service
Critical Illness Cover
Get a lump sum payout if you’re diagnosed with a critical illness. Cover lasts until age 45.
At a glance
-
First 12 months’ premiums are completely FREE
-
Lump sum on diagnosis of a defined critical illness
-
Medical retirement benefit included (for paid Police Officers and Staff only)
Life Insurance
Protect your family with cover that pays a tax-free lump sum on death, supporting loved ones and giving you peace of mind.
At a glance
-
Cover from £5.90 pm (non-smoker aged 20)
-
Critical Illness option (available up to age 60)
-
Cover for on and off duty
-
Can be used as family protection or cover for an interest only mortgage
Mortgage Protection
Cover your mortgage balance so the loan can be cleared for family security if you die.
At a glance
-
Designed to repay your mortgage
-
Cover for on and off duty from £4.00pm per £100k covered
-
Lower cost as pay out decreases in line with mortgage balance
-
Critical Illness option (available up to age 60)