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In-Service

In-Service

Grow, Protect, and optimise your finances as you advance in your career.

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Key Financial Strategies for Serving Officers & Staff

During your mid-service years, life can be busier than ever—balancing shift work, family responsibilities, and financial commitments like mortgages or childcare. Police Friendly is here with practical, tax-efficient tools to help you save smarter, protect your loved ones, and invest for a stronger future.
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Balancing Saving & Spending

With bigger expenses—like housing, childcare, or planning for future education—having flexible and accessible saving is crucial.

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Securing Your Family

Life cover and mortgage protection become more important as financial responsibilities grow.
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Maximising Tax Benefits

Making the most of ISA allowances or fixed-term saving options can reduce tax.

Relevant Products

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Income Protection

Receive up to 60% of salary if illness or injury stops work, keeping essential bills paid until full recovery.

  • First 3 month’s are FREE
  • Low cost cover from £14pm
  • Provides an income if unable to work due to incapacity or medically retired on physical grounds
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Monthly ISA

Build disciplined savings with monthly contributions straight from your pay.


  • Save tax free from £30pm up to £20,000 each year
  • Make additional payments from £100
  • Adjust payments, take a payment holiday, opt in to automatically increase your regular payments each April

SPECIAL OFFER: Get 1% MORE added to your initial investment when you invest or transfer £10,000 or more by 30th June 2025.

Quote code SPRING25
Terms and conditions apply.

Lifetime ISA

Lifetime ISA

Save up to £4,000 yearly and get a 25% bonus towards your first home or retirement goal.

  • Up to £1,000 free Government savings bonus every tax year till you reach 50 - £32,000 possible
  • Open to those aged 18-39 looking to buy their 1st home and/or boost retirement pot from age 60
  • Save from £30pm up to £4,000 tax free each year

SPECIAL OFFER: Get 1% MORE added to your initial investment when you invest or transfer £10,000 or more by 30th June 2025.

Quote code SPRING25
Terms and conditions apply.

First 3 month's are FREE

Receive a £25 Amazon.co.uk Gift Card when you open a new monthly payment ISA. Choose from our Monthly Savings ISA, Lifetime ISA or Junior ISA. Quote code SPRING25.
Receive a £25 Amazon.co.uk Gift Card when you open a new monthly payment ISA. Choose from our Monthly Savings ISA, Lifetime ISA or Junior ISA. Quote code SPRING25.

"Very happy with the service. I have a number of policies for myself and my children."

Police Sergeant S Drysdale

"Very pleased with the service I've received to help me save money direct from my salary"

DC Chris

"I've used the service for the last 5 years and recently the money has gone towards a deposit for our house."

Mrs A. Cooper

Why Police Friendly?

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Exclusive to the policing community

Designed for police officers, staff, and their families.

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Tax-efficient savings

From ISAs to fixed-term plans, grow your money without unnecessary fees.

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Straightforward application

Our online process lets you apply in minutes, with friendly support just a phone call away.

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Proven track record

Backed by years of experience, our heritage shows real commitment to the police family.

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