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Exclusive NARPO Savings and Investment Offers

As a NARPO Member, you have access to exclusive savings and investment offers from Police Friendly & Metfriendly, designed specifically for former and retired Police Officers, staff and their families.

View exclusive NARPO offers How we help NARPO Members

For over 130 years, we have supported the UK Police family, helping Police Officers and staff save and invest with confidence.

To reflect our work beyond the Metropolitan Police, we launched Police Friendly, offering the same products and services across all UK forces.

130+

Years serving the Police Family

20,000+

Members trust us

A long-standing NARPO Platinum Partner

We are proud to be a NARPO Platinum Partner, working closely with NARPO to provide:

Exclusive Member-only offers
NARPO Member products for pension lump sums, regular saving and family support
Specialist support from a team that understands police pay, pensions and retirement
No-pressure, no-jargon guidance - we explain how our products work so you can decide what is right for you
Free educational seminars and webinars covering a wide range of finance related topics, including planning for your retirement

Speak to our team Popular NARPO Member solutions

Better protection

Our policies are fully protected by the Financial Services Compensation Scheme (FSCS). Designed to keep your savings safe if a provider fails, giving you peace of mind.

For the UK Police family

A Friendly Society serving the UK Police family for 130+ years.

Member-owned

As a mutual, all profits are returned to Members through bonuses and in support of the wider Police family.

Our best ever NARPO offer

If you invest or transfer £10,000 into our ISA or With-Profit Bond we’ll add a 1% instant Loyalty Bonus.

If the total household investment is £30,000 or more the bonus amount doubles to 2%.

PLUS a £100 Amazon.co.uk Gift Card*

When applying quote NARPO26LS.

Offer terms apply.

See options Speak to our team

08:30 to 17:00 Monday to Thursday and 08:30 to 16:30 on Friday. Calls are taken by our dedicated team in the UK.

Choose a day and time that suits you and one of our friendly team will give you a call.

Support my family

Help save for their future or get them on the property ladder.

Children’s Savings Options

Invest a lump sum

Put a one-off lump sum to work in tax-efficient investments.

Lump Sum Options

Save monthly

Build savings for the medium to long term.

Regular Savings Options

At a glance

Age
Under 18

Min. Investment
From £30 per month (up to £9,000 per tax year)

Recommended Term
Medium to long term (ideally 5 years or more)

Access
From age 18

5% deduction on transfers out within 12 months of opening and 3% within 24 months

Returns
Linked to performance of our With-Profits Fund

Why NARPO Members consider this option

Pot can only be accessed by the child from age 18
To save regularly, add lump sums or do both

Learn more Apply now

At a glance

Age
Under 18

Min. Investment
£25 per month (fixed)

Recommended Term
10 years (but can remain invested beyond maturity date)

Access
Allowed before maturity but the child may get back less than paid in

Returns
Linked to performance of our With-Profits Fund

Includes a guaranteed minimum return at maturity

Why NARPO Members consider this option

To build a savings pot that can be left to grow until the child needs it
Ideal for medium to long term savings

Learn more Apply now

At a glance

Age
18-39 to open

Min. Investment
£50 per month (up to £4,000 per tax year)

Recommended Term
Medium to long term (ideally 5 years or more)

Access
Must be open for 12 months before first property purchase or age 60 for retirement savings to retain Government bonus

Returns
25% Government Bonus (up to £1,000 per tax year)
Linked to performance of our With-Profits Fund

Why NARPO Members consider this option

Help a family member buy their first home up to £450k
Or build up a retirement pot from age 60

Learn more Apply now

We do not provide financial advice. We can explain how our products work so you can decide which may be suitable for you. Capital is at risk with investment products and returns are not guaranteed, except where a fixed interest rate or return applies

At a glance

Min. Investment
£2,000 (up to £20,000 per tax year)

Recommended Term
Medium to long term (ideally 5 years or more)

Access
Open ended 
3% deduction on withdrawals or transfers during year 1

Returns
Linked to performance of our With-Profits Fund

Why NARPO Members consider this option

Cash beating return over the long term
Flexibility to make partial withdrawals

Learn more Apply now

At a glance

Min. Investment
£2,000 (with no upper limit)

Recommended Term
Medium to long term (ideally 5 years or more)

Access
Open ended
3% deduction on withdrawals during year 1

Returns
Linked to performance of our With-Profits Fund
Gains paid net of basic rate tax
Higher and additonal rate taxpayers may have further tax liability

Why NARPO Members consider this option

Cash beating return over the long term
No investment limit with the flexibility to make partial withdrawals

Learn more Apply now

At a glance

Min. Investment
£10,000

Recommended Term
Fixed for 5 Years

Access
No withdrawals during the term

Returns
Guaranteed return at maturity
3.6% fixed (4.5% gross) per year
Gains paid net of basic rate tax
Higher and additonal rate taxpayers may have further tax liability

Why NARPO Members consider this option

Certainty of knowing what you will get back in five years time
Already have other funds set aside for short-term access

Learn more Apply now

At a glance

Min. Investment
£30 per month (up to £20,000 per tax year)

Recommended Term
Medium to long term (ideally 5 years or more)

Access
Open ended

5% deduction on withdrawals or transfers during year 1 and 3% during year 2

Returns
Linked to performance of our With-Profits Fund

Why NARPO Members consider this option

Flexibility to save regularly and add lump sums
Building a pot for a special event or to supplement retirement income

Learn more Apply now

Why NARPO Members choose us

We have supported serving and retired police officers since 1893. As a mutual, all profits are returned to Members through bonuses and in support of the wider police family.

130+ years serving the police family
Regulated, trusted, and financially stable
Exclusive NARPO Member benefits
No jargon. No pushy sales calls
No shareholders

We’re here to help you make the most of your pension lump sum, tax-free allowances, and long-term savings.

Book a one-to-one call

As a NARPO Member, I’m proud to say that Police Friendly & Metfriendly has delivered financial security for me and my family.

Craig Haslam, DL FGPT, Retired Chief Superintendent

Your presenters were really good and explained what can be complicated and complex matters, in a simple and easy to understand format.

Pre-retirement seminar attendee

Little bits of saving down the line can make a huge difference to your family, whatever the future brings.

Emma Richards, third generation Retired Police Officer, Police Friendly & Metfriendly Non Executive Director

I have always been pleased with the returns from my Police Friendly & Metfriendly Policies.

Mr P Payne

With the Government’s Lifetime ISA bonus and my family chipping in, I was able to buy my first home sooner than I ever dreamed.

Mr B

Great opportunity for family members to be offered the same offers as members.

Miss A McLeary

130+

Years serving the Police Family

20,000+

Members trust us

Contact us directly

Get free, personalised information on our range of savings and investment products
For former and retired Police Officers, Staff and their families.
A 20-30 minute session with one of our friendly team.

Call us today

08:30 to 17:00 Monday to Thursday and 08:30 to 16:30 on Friday.

01689 891454

Send a message

Get in touch using the email below or fill in the form to get a call back.

info@mpfs.org.uk

Speak to our team

Want to talk to one of our friendly team about your options? Drop your details on the form below and we will get in touch.

Events for NARPO Members

Retirement, made simple

Our in-person seminars and webinars will provide important financial information for those who are five years or less from retirement and have big financial decisions coming up.

Book your place

Pension “myth-busting”

These webinars are ideal for those looking to understand more about the Police Pension. There are a lot of myths flying around and Police Officers want to know the facts.

Book your place

Max your Tax-free Savings

Learn about allowances, ISAs and simple steps to shelter more of your savings from the taxman.

Book your place

Exclusive NARPO Savings and Investment Offers